The Mission of CDA is to be an advocate on behalf of consumer debtors, to create ethical principles and professional standards for its members, and to certify debt counsellors as Debtor Advocates.
The Vision of CDA is that its ethical principles, professional standards and Debtor Advocate certification will become the accepted principles and standards within the debt counselling industry.
A Transformational
Vision
In Canada, Debtors who face economic hardship and insurmountable debt have no voice to advocate solely on their behalf. There is no officially recognized group, profession or process that places the needs of the Debtor first, foremost, and above all else. Debtors have had no one that they could call their own, to help them resolve their debt situation. And, no one that would support them unconditionally.
This is a big problem. And, it’s just plain wrong.
The Canadian Debtors Association was formed to fix this problem.
The Canadian Debtors Association strongly believes that Debtors deserve and must have their very own advocate that works solely for them. We see a future where Debtors are fully supported by their own advocate:
An advocate who:
- helps the debtor to solve their debt problems
- educates the debtor and provides tools to assist the debtor in achieving financial stability
- represents only the best interests of the debtor
The Canadian Debtors Association has established a Debtor Bill of Rights as a framework for the protocols that Debtors should be entitled to, and that elevates respect for Debtors. We see a future where these Debtor Rights are universally accepted and widely embraced.
This is what we mean by supporting and acting for Debtors. This is our transformational vision for Debtors in Canada. Canadian Debtors Association will work hard to achieve this vision.
About Us
CDA is incorporated under the Canada Not-for-Profit Corporations Act. It intends to have a broad-based membership that includes Certified Debtor Advocates, Licensed Insolvency Trustees, Consumer Protection Organizations, those who are engaged in credit reporting, debt collections, coaching, consumer finance and individuals who support CDA’s Mission.